Investment Property Financing
Rates starting at 6.00% / 6.377% APR
DSCR loans for investors starting at 6.00% with 6.377% APR.
See if your investment property qualifies for DSCR financing with rates starting at 6.00% and 6.377% APR. Built for eligible purchases, refinances, and cash-out on non-owner occupied properties.
Rate shown is for marketing purposes and may vary based on credit, LTV, DSCR, property type, loan purpose, reserves, state, and overall borrower profile.
Rates starting at 6.00%
Fewer income-doc headaches
Scenario-driven quoting
Quick DSCR Quote Request
Rates starting at 6.00% / 6.377% APR
Tell us about the deal
Tell us about the deal and let’s see if you qualify for a DSCR scenario with rates starting at 6.00% / 6.377% APR.
Property Address
Purchase Price or Current Value
Estimated Monthly Rent
Requested Loan Amount
Estimated FICO
Purchase / Refinance / Cash-Out
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Advertised rate and APR are subject to change without notice. Terms, rates, and program availability vary by borrower, credit profile, property type, DSCR, LTV, occupancy, state, and lender guidelines.
Why choose NONQM123
A Direct Lender that is built for Real Estate Investors
Check today’s advertised rate, submit a few deal details, and let our team review your investment-property scenario as quickly as possible.
Qualify with property cash flow
DSCR loans are designed for real estate investors. The focus is the property and its rental income potential, not your W-2 job.
Less paperwork
A simpler investor-focused process can mean fewer income docs than traditional conventional financing.
Fast quote review
Send us the property details, estimated rent, and loan request so we can quickly review your DSCR scenario.
Built for investors
Use DSCR financing for eligible purchases, rate-term refinances, and cash-out on investment properties.
How it works
From property details to loan quote in a cleaner flow.
Keep the page focused on the investor’s next move. Remove noise. Give them a fast path to quote.
Tell us about the property
Share the property address, rent, loan amount, estimated value, credit score, and confirm the property is non-owner occupied.
Review your DSCR options
We compare scenarios based on property cash flow, leverage, reserves, credit profile, and your investment goals.
Move from quote to closing
When the numbers look good, we guide you through docs, appraisal, title, underwriting, and closing.
Qualifying snapshot
What investors usually want to know first
- 1–4 unit investment properties
- Purchase, rate-term, and cash-out options
- LLC, corporation, and individual vesting may be available depending on program
- Credit, reserves, and property cash flow all matter
- Short-term rental and long-term rental options may be available depending on lender or program
- Program availability, pricing, and guidelines vary by state and lender
Check rate eligibility
Want to see if you qualify for this rate?
Send us these six items to get started: property address, value or purchase price, rent, requested loan amount, FICO estimate, and loan purpose.
FAQ
Questions investors ask before they submit
Keep this section clean and useful. It helps hesitant leads move forward without making the hero too heavy.
What is a DSCR loan?
A DSCR loan is an investment-property loan that typically qualifies the deal using the property’s income versus its debt obligations, rather than relying mainly on personal income documentation.
Do I need tax returns?
Often, investor DSCR programs do not require full tax-return income analysis for qualification. Exact documentation depends on the lender, property type, and scenario.
Can I close in an LLC?
Many DSCR programs allow title in an entity such as an LLC or corporation, subject to lender guidelines and state requirements.
What DSCR ratio do I need?
That depends on the lender, LTV, credit, occupancy, property type, and whether the deal is a purchase, refinance, or cash-out. Some programs allow lower DSCRs with pricing or leverage adjustments.
How do I get a quote?
Send the property address, monthly rent, estimated value or purchase price, requested loan amount, FICO estimate, and whether the transaction is a purchase or refinance.
Lock in your DSCR quote now
Don’t let a strong DSCR deal slip away. Call now and review your rate options.
Speak directly with a DSCR specialist about your property, rent, leverage, and eligibility. If your scenario fits, we can help you move fast while rates starting at 6.00% / 6.377% APR are being advertised.
Rates starting at 6.00%
Fast scenario review
Call 866-278-DSCR now
DSCR Hotline
Call now
866-278-DSCR (3727)
Ready to talk through your deal? Call now or request your quote and we’ll help you review your DSCR scenario.
Advertised rate and APR are subject to change without notice. Terms, rates, and program availability vary by borrower, credit profile, property type, DSCR, LTV, occupancy, state, and lender guidelines.